Pursuant to the provisions of the Articles of Incorporation, NADB is empowered to grant direct loans with its own funds. The distribution of risks among various participants is considered a fundamental principle of sound banking practices. Therefore, NADB may require other funding sources to finance a portion of the project in the form of non-reimbursable resources, capital contributions, or other credits. The projects must have sufficient capital, non-reimbursable resources, or other support financing to ensure payment of the NADB loan.

The participation of other sources of funds in NADB-supported projects not only reduces the project risks that correspond to the NADB, but also allows it to maximize the use of its resources to finance other projects. Additionally, it serves as additional evidence that the projects they finance have reasonable and demonstrable security of debt repayment.